Who we are?
Small Business Capital Fund of MS, Inc (SBCF) is a community development financial institution that provides non-traditional financing and technical assistance to small businesses in Mississippi. Our lending program is designed to service the financial needs of both majority and minority and women-owned businesses (MWOB's), however, we do also offer services specifically designed for MWOB's to help bridge the gap between majority owned businesses (MWOB) and to ensure that these businesses are afforded the same opportunities for success as their majority owned counterparts.
What we do?
SBCF works to create jobs and improve the overall economic condition of the community as a whole by providing financing to start-ups and existing business owners that may have difficulty securing loans from traditional lenders. SBCF partners with governmental agencies, local banks, educational institutions and private foundations to administer various programs that cater to disadvantaged businesses. SBCF's loans are not based solely upon risk, but rather on whether there is sufficient cash flow to service the debt. In addition to lending, SBCF also provides technical assistance to aid in business planning for the start-ups and business enhancement programs for existing businesses.